What credit cards are available to me?

My credit isn't great (low 600s), and Im looking for a new credit card to help build it up a bit and to help with my finances. Aside from my car, I really dont have any serious debt. What credit cards are available to me? I have tried Chase and Capital One and neither will give me a card. Any suggestions?|||Capital One has credit card offers for fair to excellent credit, and Chase Cards are geared more for people who have good to excellent credit. Sometimes people that have a low 600 credit score can get approved for a Capital One Card. I don't know how many different credit card offers you have been applying for, but too many credit inquiries will lower your credit score. This may be a reason you didn't get approved for Capital One, or you applied for one of their cards for excellent credit. A good card would be the Orchard Bank Card. This card is for people who have fair or poor credit. I hope this has answered your question.


http://www.creditwish.com|||My advice to anyone is to stay away from credit cards. Look at the fine print and you'll see that the good deals they offer to suck you in can be gone in a heart beat for almost any reason so in short order your paying the maximum interest rate and penalty.





Establish credit with your local bank, the interest rate is much much lower and if you want a home or a car that's where you'll go anyway, no one buys a home with a credit card.





Right now if you don't have any debt, that's a good thing not a bad thing just pay off what you owe and your credit will begin to improve with timely payments.





If you see something you want and can afford it, pay cash, if you can't afford it right this minute, save up for it, that's old fashioned I know but it works. You have to learn to live within your means first, don't ever be foolish enough to buy more than you earn because that is what you do with credit cards.





I have seen people use a credit card to purchase groceries. Why? Aren't they high enough without adding a 21 per cent surcharge, why give someone in North Dakota your money for nothing, if you have cash use it, it's done and over with with no bill coming in the mail.





The only reason credit cards are so fashionable is because the credit card companies have flooded the televison with ads to make it seem the right thing to do, it is for them, but not for you, read the fine print and then it should make you mad and throw their ridiculous offers in the trash where they belong.|||All those credit card companies offering credit to anyone have tons of fees some are (hidden), I would be somewhat careful so read everything..Try getting a pr-paid at you bank, after 12 months if paid as agreed they will issue a low interest credit card, I think this would be the best way to go. Not only will this cost you 1/2 the fees, will build credit and help you get a better credit card within 12 months





Good Luck!!!|||Try Orchard or First Premier from the site below. They usually approve everyone. To build your credit, you have to use the card and pay it off in timely manner so creditors can trust you. Make sure you take care of your credit. Good luck!|||There are many cards out which may charge you surprising charges. Choosing the right credit card is just few seconds away. Go to http://www.billshrink.com/ It will help you to know which one is right credit card for you.