We are trying to purchase our first home and are running into problems!!:(|||start with car loan pay on time 4 six mo.then apply 4 cc pay on 4 six mo.and u ready 4 the HOUSE|||It takes a while to build good standing credit like at least a year. You should search the web for organizations and companies that finance first time home ownership. Most will tell you wait about a year and try back then.|||It should take less than a year. Start by getting a credit card or purchasing a car.
While credit cards are easy to get, watch out for the scams and preditory lenders. There are cards marketed to people with no credit or bad credit that are horrible.
Most car dealers offer "First Time Buyer Programs". The rates are high, but after about 6 - 12 months of on time payments, you can refinance at a lower rate.
Good luck|||Yes you can.
However, some institutions may approve bad credit bank loan. Keep in mind that they may charge you a higher interest rate. If you have bad credit or poor credit history, you may have trouble convincing lenders to approve your loans.
I have a list of some best compnies offering low interest Bad Credit loans with fast approval. Just email me with subject Bad Credit Loans at solidoffer11@yahoo.com you dont
have to write anything.
Best wishes|||It takes 6 months after you open a credit account for you to have a credit score. But why do you care about credit scores, they are nothing more than I love debt scores, the only way to get one is by going into debt. The richest people in the wold most likely don't have credit scores, because they have no need for credit. Warren Buffet doesn't use credit cards. You should avoid using credit and just live on a cash basis.|||Depending on the types of credit you have (car loan, credit cards, etc), it can take anywhere from 6 months to a year for your credit to be established
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