Monday, December 12, 2011

Spent all available credit on card?

my available credit on my card is $300 today I spent literally exactly $300. do you think i will get charged overcharges now? do you think it'll lower my credit score dramatically? i have the money it pay it off in full np, but yeahh.|||You need to make a payment BEFORE the statement prints, either by mail, phone or internet, also paying more than the interest charges will be, otherwise your finance charges when the statement cuts will put you over the limit. You will then get an over limit fee and start a very big poop ball.|||As long as you paid the card in full last month so there are no interest charges posted, you should not have an over limit fee. Pay it in full within the grace period so you'll have no interest next month.





From now, why cut it so close?|||Just pay the balance in full by the statement due date and you'll have no problems. Maxing out your card is only a problem if you carry balances. Paying it off right away won't hurt your score at all.|||Pay it in full and youll have no problem, Ask for a credit line increase

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