I was wondering because my available credit has had the correct amount taken out..but when I go to the Activity page of my profile, those 2 transactions aren't listed. One was from a restaurant and the other was an order from amazon..the amazon order hasn't shipped yet so I'm guessing thats why it's not in the Activity page yet. But was it taken out of my Available credit as soon as I placed the order?|||some banks will list your available credit as if the money was already taken out, like yours. the transactions that arent listed will be listed in a day or so. they are on hold by the place you paid. most businesses usually dont send the "bills" to the banks until late at night or the next day. it just didnt clear yet, but it was taken out.|||The two transactions are pending|||Obviously yes.... they deducted the pending charges from your available line of credit in anticipation that these charges will go through. You did make the purchase... all that holds it up is the fact that the system does not work this fast and requires that the items are shipped.
The amounts are deducted from your credit limit but are not yet posted to your account because they are still "pending". Credit Card Companies aren't stupid.... they don't allow you to charge past your limit just because you buy stuff that will be on "pending" status for a while.
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