What does "Available credit line" really mean?

My available balance (y) for my credit card is a lot higher than my "Available credit line"(x). I know this means I can't get a cash advance for more than x, but can I still charge stuff on my card (as in, use my y)?





When does my available credit line become higher/change?|||The 'available credit line' is the amount that you can still use. This is the difference between what your balance is and your credit limit. As long as you still have 'available credit line', you can still charge. But if you go over, you will get hit with overlimit fees.





Best thing is to only charge what you can afford to pay in full every month. That way you save on the interest and stay out of debt.