Why are credit card statements only available on-line for 2 years?

Why are credit card statements only available on-line for 2 years?


Yet, checking statements are available on-line for 7 years.|||Do you want to pay for the storage? That's a lot of hard drives and backups.|||It is more likely that you would need a bank statement than a credit card statement. It reallly isn't necessary to keep credit card statements for more than a year, unless something on that statement is used for a tax deduction. Then you would need to keep a copy of that specific statement with your tax return records.





I'm surprised that bank statements are available online for 7 years. I would think that the bank wouldn't keep more than 2 or 3 years online and that you would have to go to the bank for anything older.





By the way, you should be keeping copies of those bank statements for at least 7 years, either hardcopies or copies to a disk.|||No matter the reason, you can always keep YOUR hard copies for as long as you please.





That's what I do.