hi, i recently have been paying off my credit cards and only have about one payment left to make or maybe two but i still don't have a available balance why is that. if im paying them to clear of my balance then shouldn't the money become available|||If you have previously defaulted, your account may actually have been closed and is no longer available for your use|||Their is a waiting period for 10days after you pay a card balance over a certain amount. If you have a good payment history you can contact the customer service office and have them open the credit line before the ten day period ends.|||Contact the credit card company. It's possible that they have not credited the payments to your account yet, but only the card issuer will know that.|||It's also possible that they closed your accounts,
Contact them and find out.
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