If My credit limit is 250, and my available is 71 can i go over the 71 dollars|||Only if you want a 30-39 dollar over limit fee. Not a smart idea.|||OH Brother let me guess you got a credit card through First Premier Bank who ate up most your available credit in fee's and left you with only $71 available. Please don't ever fall for this again you are putting your self in debt before you even receive the card. Never go over the limit you should spend NO MORE than 30% of your credit limit.|||Only if the bank lets you do it. But I hope you know that there will be SEVERE over the limit fees (like at least $40) for spending $1 over your limit. Not to ALSO mention that going over your credit limit will KILL your credit score. Good luck with that.....but this will impact you for YEARS and you are not even aware of that. How sad!|||You should not go over $71, then the credit card company will assess fees for that. That is also not good for your credit score.
If you have access to the online credit account, better pay some amount (say $30) if you need to use the card to buy something $100. This is also not good for credit score paying the amount before getting the monthly statement. But if you need it anyhow, this is the option.
check http://www.cashorcredit24.com for credit card related information|||Whatever bank you deal with may let you exceed your limit however, it will cost you a penalty to do so. Not a good idea.
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